This site uses cookies to optimise your experience.
Terms and Conditions for Website Use
These terms govern the use of ophelivanteon.com. By accessing this site, you agree to comply with these conditions and our privacy practices as required by Australian law.
March 13, 2026
Acceptance of Terms
By using ophelivanteon.com, you acknowledge that you have read, understood, and agreed to these terms. If you do not accept any part of these terms, you must not use this site. Continued use signifies acceptance of any updates to these terms.
Definitions
The following definitions apply throughout these terms and conditions.
‘Site’ means ophelivanteon.com and all its content, features, and resources related to household budgeting.
‘User’ or ‘you’ refers to any person who visits or interacts with the site for informational purposes.
‘Content’ means guides, articles, and resources published on our website for general household budgeting information.
‘We’, ‘us’, or ‘our’ refers to the team managing ophelivanteon.com and its resources.
Use of Services
All information is provided for general informational purposes only. Users must not rely on resources as personalised financial advice or a substitute for professional guidance.
Eligibility
You must be at least 18 years old and capable of entering into legally binding agreements to use this site.
Our site is intended for Australian residents and families only.
User Responsibilities
Users agree to use household budgeting materials responsibly and ethically.
Provide true and complete information if submitting contact requests or
feedback.
Respect all intellectual property rights associated with our website
content.
Comply with local Australian laws and regulations relating to online
information use.
Do not misuse, duplicate, or distribute any website material without
permission.
Prohibited Uses
The following actions are strictly prohibited when using our website.
Using the site for illegal, fraudulent, or deceptive activities of any
kind.
Attempting to breach security measures or gain unauthorised access to any
part of the site.
Distributing, selling, or making commercial use of content without
consent.
Posting or transmitting unlawful, hateful, or offensive information through
forms or comments.
Undermining the privacy, security, or rights of any other website
user.
Intellectual Property Rights
All content published on ophelivanteon.com is owned by us or our licensors, protected by Australian and international copyright, trademark, and other relevant laws. No redistribution or copying of materials is permitted without explicit written approval.
User Content and Submissions
Any material you submit, such as feedback or comments, becomes our property. We may use, edit, or publish it for site improvement.
Your Rights to Submitted Content
You retain personal rights to any data that identifies you. We will handle this information in accordance with the privacy policy.
Your Privacy and Data Security
Your data will be handled with care and only in line with Australian privacy laws. Please refer to our privacy policy for full details of how your personal data is managed.
Read Privacy PolicyWebsite Disclaimer Statement
This statement clarifies liability, accuracy of content, and limitations of use.
Important Notice
All information on this site is subject to change and intended solely as general budgeting guidance for families.
Limitation of Liability Statement
We are not liable for any direct or indirect loss, damages, or consequences related to your use or reliance on content from ophelivanteon.com.
Indemnity
You agree to indemnify us against any claims or liabilities resulting from your breach of these terms or misuse of the website.
Dispute Resolution and Complaints
Disputes arising out of these terms will be handled in line with Australian law.
Arbitration
All unresolved disputes may be submitted to arbitration under Australian legal procedures.
Decisions from arbitration are considered final unless otherwise mandated by law.
Online Dispute Resolution
You may be referred to an official Online Dispute Resolution (ODR) platform for further mediation if required by law.
Contact for ODR informationSeverability
If any part of these terms is found invalid, the remainder shall remain in effect and enforceable.
Entire Agreement Statement
These terms, along with our privacy and cookie policies, constitute the entire agreement between you and our site.
Governing Law and Jurisdiction
All matters are governed by the laws of Australia. Disputes will be handled in Australian courts where relevant.
Termination
We reserve the right to terminate or suspend your access to our site at any time, especially in the event of misuse or breach of terms.
Changes
We may revise these terms from time to time. Continued use of the site implies acceptance of any changes or updates.
How to Get in Touch
For any questions about these terms, please reach out through the contact page.
Email Address: content@ophelivanteon.com
Phone Number: +61 3 2413 6924
Our Address: 17 Gould Road, Herston, QLD 4006 Australia
Effective Date: March 13, 2026
Version: 1.3